Lighthouse1 Product Overview - Consumer Driven Healthcare Administration Solutions

Lighthouse1 OnDemand™

>>Imagine a New World in Consumer Driven Healthcare Administration Solutions

Lighthouse1 believes in delivering endless possibilities for your success. Lighthouse1's vision – to revolutionize how stakeholders manage their consumer driven healthcare experience – has produced the premier Web-based consumer driven healthcare administration solution Lighthouse1 OnDemand™.

Lighthouse1 OnDemand™ keeps administrators on the fast track with advanced capability in the management of services for employer plans including:

Flexible Spending Accounts (FSA)
Health Reimbursement Arrangements (HRA)
Variable Employee Benefits Arrangements (VEBA)
Health Savings Accounts (HSA)
Transit Plans

Lighthouse1 OnDemand™ is a revolutionary software solution that goes outside of what has historically been offered in the consumer driven healthcare administration industry. Lighthouse1 OnDemand™ is delivered over the Web making it accessible from any secure Internet browser and delivers automated communications and reporting, efficient financial management, embedded industry best practices, unparalleled hosting services and platinum customer care.

Customers can deploy Lighthouse1 OnDemand™ quickly, easily and affordably.

>>Imagine Your Speed

With Lighthouse1 OnDemand™ you can increase productivity, administer plans more effectively and lower overhead costs. By automating many time consuming processes, Lighthouse1 OnDemand™ allows administrators to focus on higher value tasks and services that will differentiate your business in the market.

Reduce data entry
Employee self-service and debit card claims integration - relieving administrators of much of the current claims entry demands
Speed up annual enrollment process
Participant online enrollment and importation features - reducing the burden of open enrollment with increased participation results
Offer multiple electronic reimbursement options
Electronic Funds Transfer (EFT), Debit Cards and Cash Card systems all managed and supported within one integrated system, Lighthouse1 OnDemand™
Save time
Technology that notifies and delivers information to participants and employers on a specified schedule or upon activity

>>Imagine Your Accuracy

Most participants do not want to fill out paper forms and wait weeks for their money. With Lighthouse1 OnDemand™ you can deliver an easy to use website and promote employee self-service.

Employee Self-Serve:

Offer an easy to use Web-based solution
Encourage self-service utilization through a user-friendly interface
Facilitate online enrollment and claim filing
Allow multiple payment options under a robust enterprise technology

>>Imagine Your Profitability

Technology that Helps You Grow Your Business

Lighthouse1 OnDemand™ delivers platinum service and more efficient administration. Our vision is for our customers to grow their business with increased participation and employee satisfaction, which makes their business more profitable.

Increased Employee Satisfaction:

Employer branded participant website
All plan, forms and real-time activity data at their fingertips
Automated delivery of key information
User-friendly and effective communication interface
Quick administration and reimbursement

>>Imagine Technology that Allows You to Focus on
Your Customers

As the premier hosted, Software as a Service (SaaS) solution, Lighthouse1 OnDemand™ allows you to focus on what you do best – making your customers happy and growing your business.

Your Peace of Mind:

Never worry about the server going down
Or about bandwidth, security, upgrades, maintenance fees, downtime or response time
Get to market faster than the competition
Deploy your solutions to new customers while your competition is trying to work in the manual administration environment of yesterday
Lower risk
With a low subscription investment, you can avoid the high risk involved in most software purchases
Be an industry leader
Demonstrate your dedication to lead the market in technology and best business practices


	Lighthouse1 OnDemand™ Advantages

	Advantages for Administrators Advantages for Participants Advantages for Business Owners


	Lighthouse1 OnDemand™ Advantage for Administrators

	Personal Advantages More fun More rewarding Feel great about service Development / advancement Reduce burnout Employer Account Management Create and manage employer accounts Design and customize plans to each employer's specifications Claim Management Multiple claim entry/load points: participant self-service, debit card, manual entry, import Approve claims automatically or manage substantiation prior to funding Substantiate claims with a single “click” Approve/deny claims across employers on one page Automatic confirmation, reminder, denial and repayment notifications Participant Management Real-time access to participant account detail File manual claims efficiently across employers Employee Self-Serve Offer easy to use Web-based interface to encourage employee self-service Facilitate online enrollment and claim filing Provide detailed claim, payment and plan details and resources at participant’s fingertips Multiple Global Electronic Claims Payment Options Checks Electronic Funds Transfer (EFT) with Explanation of Benefits (EOB) Debit Cards – integrated real-time Cash Cards Banking Manage Employer Bank Accounts Manage a TPA omnibus Bank Account Manage payroll deductions Manage Employee EFT Bank Accounts Reconcile accounts Process payments across employers with single posting process Process payments automatically between system and banking institutions Best-in-Class Technology Tier-1 data center 24x7 system engineers Managed back-ups SSL/128-bit encrypted connectivity High speed connection Uptime reliability State-of-the-art hosting platform Firewall Performance load balancing Disaster recovery plan Microsoft .NET framework Web services connectivity SQL database Leading Edge Hardware Guaranteed Refresh of Equipment Disaster Recovery Plan Leading Edge Technology Microsoft .NET Framework SQL Database


	Lighthouse1 OnDemand™ Advantage for Participants

	Personal Advantages Get money back faster Convenient to use Save time Save on taxes Secure, Encrypted Access to Accounts Not based on social security number Online Enrollment Step-by-step education and tax savings illustrations Online Claim Filing System approval based on available funds and eligibility 24 X 7 Access "One-Click" Answers to Benefit Questions Easy to Use Automatic calculations Drop down menus Email alerts for remaining balances Quick reimbursement with direct deposit


	Lighthouse1 OnDemand™ Advantage for Business Owners

	Personal Advantages Less stress Happy employees Reduced taxes Increased reliability Improved Recruitment and Retention Advanced Benefits Management Tools and Analysis Increased Profits